There are so many unnecessary charges you have do deal with when taking up a car insurance policy. You need to filter the chaff from the real thing. Otherwise, you will be paying for what you don’t really need. Below are some of the common ones you can avoid when you plan carefully.
You are offered what you don’t need
There are so many car rental companies who will push damage waiver or collusion insurance to you. They call it an excess insurance. As the name implies, it’s a cover you will only need in case of accidents within that period you are renting the car. This may not be an issue, but the real problem is the escalating cost of this excess. Sometimes, their cost may even be twice as expensive as the normal rental insurance cost. So, you need to be cautious when you see this optional package on the rental policy.
Rental car overdue
Here is another very common rip-off some rental companies use to make more money. You are renting a car for few days and were supposed to return the key by Friday. And when you return the car, they are giving you a bill for an extended rent. In their defense, they let you know you were supposed to return the car by 12:00 PM and not by 4PM. Most times they won’t mention the specific time you need to return the car. They only act upon this when you return the car. So, you need to ask clearly the actual time the rent is due to avoid paying an extra fee you were not aware of.
They may add up unnecessary fuel charges
Generally, most car rental companies normally have full fuel tank before you rent. They expect you to return the car full. The unusual charges may come when you don’t return the car with a full fuel tank. The company will refuel and include the cost to your extra bill, which is usually more than the normal fuel pump rate. To avoid spending too much on fuelling, make sure the car has a full fuel tank when you are returning it.
Check for hidden costs
Car rental companies have different policies. Some have a fully open policy with clearly explained terms. But some others provide their policy in a difficult way that may not be easy to understand. When signing rental papers, make sure you understand everything in the policy. Ask questions when you see something that isn’t clear to you. That way, you will avoid paying some unnecessary fees that shouldn’t be part of the policy.